Terms & Conditions

Effective Date: January, 2026

Welcome to the ASA Insurance Group, LLC website. These Terms & Conditions ("Terms") govern your access to and use of our website and its informational features.

By accessing or using this website, you agree to these Terms. If you do not agree, please discontinue use of the website.

1. About ASA Insurance

ASA Insurance Group, LLC ("ASA Insurance," "we," "our" or "us") provides insurance guidance and assistance with exploring coverage options for individuals, families, businesses and nonprofit organizations.

Our services may include assistance with auto, homeowners, renters, personal umbrella, commercial and nonprofit insurance, along with other available coverage options.

The information on this website is provided for general informational purposes and does not replace the terms, conditions or requirements of an actual insurance policy.

2. Website Use

By using this website, you agree to:

Provide accurate information when submitting inquiries or requesting services
Use the website only for lawful purposes
Avoid attempting to disrupt or compromise website functionality or security
Refrain from submitting fraudulent, misleading or unauthorized information
Respect the intellectual property and content displayed on the website

We reserve the right to restrict website access when reasonably necessary to protect our operations, users or security.

3. Insurance Information and Coverage

Information about insurance products, coverage options, benefits and services is intended to provide general guidance.

Actual coverage is subject to applicable insurance carrier requirements, underwriting approval, policy terms, conditions, exclusions and limitations.

Coverage availability, eligibility and pricing may vary based on individual circumstances, insurance carrier guidelines and applicable state regulations.

Nothing presented on this website should be interpreted as a guarantee of coverage, eligibility, approval or a particular insurance rate.

4. Insurance Quotes and Requests

Submitting an inquiry, completing a contact form or requesting an insurance quote does not establish an insurance policy or guarantee that coverage will be issued.

Quotes may be preliminary and subject to verification, underwriting review and changes in eligibility or pricing.

Insurance coverage is not bound, issued, renewed, modified or canceled solely by submitting information through this website.

Coverage becomes effective only when properly confirmed through the applicable insurance carrier or authorized insurance representative in accordance with carrier procedures.

Visitors should not assume coverage is in effect without receiving appropriate confirmation.

5. Accuracy of Information

ASA Insurance strives to provide accurate, relevant and updated information throughout its website.

However, insurance products, carrier requirements, rates and regulatory conditions may change.

We do not guarantee that all website information will be complete, current or free from errors at all times.

Visitors are encouraged to contact our team directly to verify coverage details, availability and other important insurance information.

6. No Professional or Coverage Guarantee

Website content is intended to support general understanding of insurance services and available options.

It does not constitute a binding insurance agreement, legal advice, tax advice or a guarantee of financial protection.

All insurance decisions should be based on the terms of the applicable policy and guidance from appropriately licensed professionals.

7. Third-Party Links and Services

Our website may include links to insurance carriers, service providers or other third-party resources.

These links are provided for convenience and informational purposes.

ASA Insurance does not control or assume responsibility for the content, availability, security or policies of independently operated third-party websites.

Your use of external websites is subject to their respective terms and privacy practices.

8. Intellectual Property

Unless otherwise indicated, website text, branding, graphics, design elements and other original content are owned by ASA Insurance or used with appropriate authorization.

You may access and view website content for personal, noncommercial informational purposes.

You may not reproduce, distribute, modify or commercially exploit protected website content without prior written permission from the appropriate rights holder, except as permitted by law.

9. Website Availability

We aim to maintain a functional and accessible website but cannot guarantee uninterrupted availability.

Website access may occasionally be affected by maintenance, technical issues, service interruptions or circumstances beyond our control.

We reserve the right to update, modify or discontinue website features when necessary.

10. Limitation of Liability

To the extent permitted by applicable law, ASA Insurance is not responsible for losses arising solely from website interruptions, technical errors, unauthorized third-party activity or reliance on general website information.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, or overrides obligations imposed by applicable insurance laws.

These Terms do not replace or modify the terms of any insurance policy or separate written agreement.

11. Privacy and Personal Information

Your use of this website may involve the collection and processing of personal information.

Please review our Privacy Policy to understand how we collect, use, share and safeguard information.

12. Governing Law

These Terms are governed by the applicable laws of the State of South Carolina and relevant federal laws, without overriding mandatory legal protections or requirements that may apply in other jurisdictions.

13. Changes to These Terms

ASA Insurance reserves the right to update or revise these Terms to reflect changes in website functionality, business operations or applicable requirements.

Updated Terms will be published on this page with a revised effective date.

Continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by law.

14. Contact Information

For questions about these Terms & Conditions or the information presented on our website, please contact:

ASA Insurance Group, LLC

Spartanburg, South Carolina

Email: audreya@asainsurancegroupllc.com

Phone: (864) 917-7606

Website: https://www.asainsurancegroupllc.com/